Resources / Detailed solvency test

The detailed solvency test.

A longer, structured check across cash flow, creditors, tax and super, financial records, external pressure, and personal exposure — for anyone who wants a genuinely thorough read before deciding how to close, not just a 5-question gut check.

1Overview
2Questions
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A detailed solvency check.

17 questions across 6areas — cash flow, creditor behaviour, tax and super, financial records, external pressure, and your personal exposure. It's based on the legal test for solvency under s95A of the Corporations Act 2001 (Cth) and the indicators of insolvency ASIC and registered liquidators look for.

This is a structured self-assessment, not a formal solvency opinion or legal advice — it can't replace a registered liquidator reviewing your actual books. Answer honestly; nothing is saved unless you choose to share it with us.

Take the 5-question version instead

Want the quick version instead? Take the 5-question screener